Efficient working capital management is essential for sustaining and growing any business. Cash Credit (CC) and Overdraft (OD) facilities are two key financial tools that help businesses maintain liquidity, manage day-to-day operations, and meet short-term funding needs. At [Your Firm Name], we provide expert guidance to secure the best CC and OD solutions tailored to your business requirements
Working Loan (CC,OD)
Our Services in Working Capital Finance
⁎ Assessment of Working Capital Needs
⁎ CC and OD Facility Setup
⁎ Loan Documentation Support
⁎ Financial Institution Liaison
FAQS
What is the difference between CC and OD?
CC is typically secured against business assets like stock and receivables, while OD is an unsecured or secured facility linked to your current account, providing flexibility for fluctuating cash flow.
How are interest rates determined for CC and OD?
Interest rates depend on the bank, loan amount, creditworthiness, and the collateral provided.
Can startups avail CC/OD facilities?
Yes, provided they meet the lender’s eligibility criteria and have adequate financial documentation.
What documents are required to apply for CC or OD?
Common documents include financial statements, business proof, KYC documents, and collateral-related paperwork.
